N26 us reddit Looking into available products and features each product carries. cannot pay invoices with KID number (required for most payments to identify you to the recipient), cannot set up eFaktura I opened an N26 account (didn't need anmeldung for it) and then used immobilien-scout's schufa service to get my first schufa, it was positive since I didn't owe any money to anyone and it was accepted when apartment-hunting. It offers peer-to-peer money transfer, bitcoin and stock exchange, This is the global dual-language Reddit home of the country Vietnam. Once you have your German tax ID (11-digit Steuer-ID, not the Steuernummer or Sozialversicherungsnummer) add it to the app. If you have any questions regarding your former account, take a look at our FAQs. I've been using the N26 (EUR) account for years now. Mods, maintenance, questions, cool pics, etc. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced Back story: 2012 bmw 328i with sulev n26 motor 124k miles and timing chain guides failed causing low oil pressure. Via N26 it would be 2 a 3 days to transfer money. But a work colleague informed me today that you can open an N26 account without one, and further research suggests this is the case. Additionally to N26 I use Revolut because I can top-up with credit card for free which makes it easy to buy something at the end of the month when money normally arrives a few days later and instant transfers are free while at N26 it costs 0,50€. We can help. It's as easy as that. It offers peer-to-peer money transfer, bitcoin and stock exchange, bitcoin on-chain and lightning wallet, personalised N26 doesn't hire actual intelligent people with banking experience, but instead uses computer algorithms to do its compliance work. Today I woke up and found out that my cards have been blocked due to a “routine check”. Slightly lower rate with N26 or Bunq, and 4% with TR. So now onwards my plan is Yes, I experienced this. All jokes aside, this is a sub Reddit for all things NC. This sub-reddit is dedicated to everything related to BMW vehicles, tuning, racing, and more. How does N26 calculate my loan interest rate? Your personal loan offer is based on the amount you’d like to borrow, the N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. Revolut goes beyond and tries to meet all the requirements of a customer. definetely N26 they are so much longer at the business and they hava a Full Verified Bank license in Berlin Germany. Notified the scam to N26, they started a « payment investigation » which they charged me 15€ for it, but a month later I had my 450€ back. 2K subscribers in the number26bank community. N26 ist mein Hauptkonto. I know that there is a horrible feedback on N26 on reddit and people suggest to avoid them. Services like N26 and Revolut have revolutionized how we think of finance and personal banking. Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. Some industry observers have chalked up N26’s US failure to reasons like “global banking is Today we announced that N26 will shortly leave the US market. 99 EUR/month. I rarely use my plastic card. Good luck with your banking if you move more than a few US-Dollar per transaction, you will need it. However, kindly note if you have evidence that you feel serves as proof of the source of the funds in your N26 account, please provide these documents to us. Hi I've had my 2016 328 n26 for about a year now. Wise, Revolut, N26, my local German bank (ING Diba), several credit cards, Crypto etc. I have a '13 328i N26 that will get some love one day. Open menu Open navigation Go to Reddit Home. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced Can someone help me with some info on how can I deposit some money on my N26 account? Cash App is a financial services application available in the US. Hi all, I have a German N26 Mastercard Debit Card and have a trip to the US coming up. I am aware of the likes of Wise, but can some of you provide your most recent experience and what you have found the cheapest? I have an N26 account and N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. Deposit To N26 . A place to get advice, tips, and share experiences about selling apparel using Merch by Amazon and books using Kindle Direct Publishing (KDP). So, I decided to open with Revolut and use Garmin Pay with them. I’d like to advise people not to do this. N26 You Literally every article I have read stressed that you will need an Anmeldung to open a bank account here, among other things. Ich schiebe fünfstellige Beträge im europäischen Ausland hin und her und empfange manchmal fünfstellige Beträge aus einem US Depot. My use case is basically (1) get paid every month in Germany and (2) transfer to my US account. But besides having obvious common ground, there are some key differences between the two companies. Find out which is the better option between Revolut vs N26. On N26, from the 9th of April, it is possible to earn 4% interest rate on all the instant savings if you upgrade to Metal membership. For the latest news and information about Get an ad-free experience with special benefits, and directly support Reddit. But please just choose an actual established bank (Sparkasse, Volksbank, etc. 14 users here now. But n26 is better for general banking. Merch By Amazon and KDP are Amazon's print-on-demand platforms where artists, designers, and authors earn royalties on On N26, from the 9th of April, it is possible to earn 4% interest rate on all the instant savings if you upgrade to Metal membership. You just have to love PCs. Get app Get the Reddit app Log In Log in to Reddit. On May 31, 2023, Reddit announced they were raising the price to make calls to their money in my account which I very much need with great urgency given the financial stress Covid has imposed upon many of us. We got these accounts when we moved to Ireland from Australia last year. In this unofficial community we discuss anything related to N26, fintech, and the future of banking. Whereas n26 its instant. This being said, they have different targets: N26 is more like a classic bank, while Revolut is particularly good to exchange currency (while traveling) or dealing with crypto The fees in Europe are generally cheaper than in the US, making cards with cashback inexistant. Personally, I was using N26 as my primary and one and only account for 6-8 months but recently I got a Garmin watch. Moved to n26 completely when Ulster closed up. N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. get reddit premium. The only ones are American express with ultra low acceptance rate in shops, or the amazon card that gives you 3% on amazon. n26. Reddit's expatriate community. N26 is a cloud platform that mimics a bank service. Went with n26 for day to day to save on fees from my super old Ulsterbank account. N26 doesn't have support for Garmin Pay. Or check it out in the app stores     TOPICS N26 , UNITED KINGDOM USA: use ADP to send direct deposit to checking account in exchange, in this case Coinbase N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. I also have a 2013 BMW 328i f30 N20 and I was on the freeway driving and all of a sudden I got a low oil pressure warning ⚠️ then a few moments later I got a drive train malfunction warning and I got off the freeway and drove to the nearest gas station and put in 3 quarts of oil but the same thing happened. 6K subscribers in the n26bank community. It's not about the hardware in your rig, but the software in your heart! Join us in celebrating N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. Their app is great, registration is super easy and it’s just a video call, and you get to top up your account through SEPA from your main bank. N26 is contend with providing the customers the same services and level of customer care what we get from a main street bank. Maybe I’ll have my own experience to add to. Their fees (or Skip to main content N26 Was Doomed To Fail From the Start. The N26 Smart, You and Metal accounts can automatically save a bit of money with every transaction. But PayPal wil be instant. Thank you for explanations. While Reddit administrators do not believe this subreddit is NSFW and do not enable the appropriate setting, do note that participants in this subreddit may possibly encounter discussions of the following subjects, all of which are considered "mature" by Reddit administrators: Alcohol and tobacco Amateur advice Drug use Gambling Posted by u/masudhasan690 - 1 vote and 5 comments A place to get advice, tips, and share experiences about selling apparel using Merch by Amazon and books using Kindle Direct Publishing (KDP). N26 just denied my N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. ) to get yourself some peace of mind. DB is a mismanaged monolith of a bank, and N26 one of those hip fintech startups burning money left and right while using questionable business ethics and openly defying the regulators. Better than this put your money into TradeRepublic cash account which has 0 costs and you will have a 4% paid monthly. With N26 Credit, you can get a personal loan of €1,000 to €25,000 directly in the N26 app, and pay it back over 12 to 60 months. 50€/month). Pretty much avoid N26 like the plague, if you weren’t sure before. You might also discover they also miss all other relevant integration with Norwegian bank services, e. Would not suggest a different bank as that overcomplicates it greatly. Ich hatte die ING genau wegen dieser „Geldwäscheverdacht“-Sperrungen gekündigt und bin bislang zufrieden mit N26. Other than that the round up for spaces is a paid feature of N26 but free on Revolut. Whereas N26, Bunq, Trade Republic have instant access to your funds, and the interest is paid weekly/ monthly and that’s compounded. We wound up having to get KBC accounts as some utilities companies (Eir) didn’t recognise N26 as an official bank for setting up with them. N26 contracts external companies to do their identification, fixed savings account, customer support, etc. N26 does not have these features (at least not on the free version). our community is the best way to get help on Reddit with your questions about Better app (although N26‘s isn‘t bad), you can buy stock in one click, send payments to friends a bit faster. This happened on to me on March 5th and N26 said they can’t do anything because the transactions were thru Google Pay. Google Pay and Apple Pay N26 supports Google Pay, so you can pay by tapping your smartphone. A yacht club for all us boat lovers. If you have a problem with N26 might take you years to solve it. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced 4K subscribers in the number26bank community. N26 and Bunq both seem like the best option, as they offer English support, can do everything online, and are integrated with Wise making it easy to send money. N26 also in my opinion has the coolest and at the same time the most easy handle online banking. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. I am personally using as many accounts as possible in order to have plenty of options when something goes wrong. İ recently moved to Germany and i have an N26 account. I have 500€ (single paper) and no one is accepting it for the exchange, 1- where i can exchange it? 2- if possible how can i deposit it to N26? whiteraven4 • USA • N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. N26 US is currently closed to new sign ups. I am EU citizen living in EU. And my revolut account as a spending account I top up now and then The biggest problem for me is that revolut doesn't have Instant bank transfers. I hope it was madness. Also because Ireland, they will look at CGT before you cash out 🤔 There is also the exchange fee though if buying N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. Members Online. I found N26‘s offer more useful — they have lots of travel insurances that I wanted to get after a myriad lost luggage & delayed flight cases last year. This means that their online-only customer support agents often do not work directly for N26 and have no more knowledge than the standard Q&A page Hey, I have 3 accounts, and one of them is in N26 in Spain, i opened it there, and now I'm living in another EU country. Much love to all Miatas, but Just checking in as a KBC and N26 customer. I absolutely love it, the online banking is decent enough, but the flexible ATM usage and using the visa card to withdraw money in Germany or abroad in any currency (have to withdraw over For every trade — meaning every purchase or sale — of a stock or ETF with N26, you’ll pay a fee of €0. You can remove the Swedish one once you no longer have income or residence in Sweden, but leaving it on shouldn't hurt anyway; if the Swedish authorities know that you've left the country they won't go after you. Personally I use n26 as a main bank account. I set up a N26 account prior to my arrival but when popped around to the office before my start date to finalise my paperwork, my HR rep said I The N26 Smart, You and Metal accounts can automatically save a bit of money with every transaction. Hi, in terms of the recent news related to banks in US and Switzerland, which of these 3 are the safest bet in your opinion? N26 is a full bank in Germany and regulated by the German bank authorities. Bislang keine Sperrung. I closed my account with N26 as it's services are very limited here in US. If everything goes fine any bank is good. 2. I use N26 with Google Pay all the time. Geldwäscher und Fake-Shops nutzen N26-Konten, um ihre Geschäfte abzuwickeln – weil es offenbar vergleichsweise einfach war, bei N26 in Girokonto zu eröffnen, Normal people loving this feature, but at the same time it's also popular for money laundry and fake shops. But I think that maybe it could change someone’s mind. This means N26 Bank GmbH will no longer continue its contractual relationship with you. g. The first €100k is guaranteed by the German taxpayer. While Reddit administrators do not believe this subreddit is NSFW and do not enable the appropriate setting N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. I was on the fence between N26 and Revolut. They referee claimed that I would get €50 when I make a purchase of €50 within first weeks. Nisem ga še nikoli rabil, ker še nisem nikoli imel nobenih problemov. Or check it out in the app stores 2013 328i N26 Valvetronic Issues TLDR; 135808 code, MAKE, and MODEL of your bike, and tell us your problem. It is strictly enforced, and they don’t make any exceptions. While Commerzbank is a physical bank but with services in German. Yes, I know, preaching to the choir here complaining about N26 to reddit. Even with the metal plans 'turbo' transfers they take hours. My own experiences and all the problems I'm reading lately on Reddit are reason enough to stay away. Currently have TMO Money. r/n26bank A chip A close button. Because again is a cloud platform, so everything is automate to serve their purposes. I do prefer German bank and card over UK one so it’s done, I’ll apply for N26. And for anyone who has N26 I would honestly open an account with a brick and mortar bank and make that bank as your main account. Or check it out in the app stores     TOPICS but they are a real bank unlike N26. Use this guide to N26 alternatives to help you find a different digital banking provider. The N26 app is just way better! Been using them for like 5 years and personally haven’t had any issues N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. TLDR; non Eu citizens now need the biometric residence permit to open a N26 account. having instant access and compounded monthly/ weekly interest is a major perk there, you don’t have to commit to a deposit term. Mostly interested in using it while traveling. Das Erlebnis in der Natur ist uns genau so wichtig, wie ein respektvoller But they most likely will automatically reject you without a prior banking history in Germany. Which is why I use Revolut as my main bank for online shopping. A SEPA transfer would not work as I would be bringing the money in from my US bank account. N26 Metal customers get 15 free trades every month. As part of these checks, we have identified irregularities that require us to terminate your N26 account pursuant to the Termination Clause of the Terms and Conditions of your N26 account on an extraordinary basis and without prior notice. (just search N26 on Reddit), Cash App is a financial services application available in the US. Merch By Amazon and KDP are Amazon's print-on-demand platforms where artists, designers, and authors earn royalties on Yes using Wise, N26, Revolut, Monzo are good options to use ATMs abroad. It's v convenient, i like their services. Due to these circumstances, it is currently not possible to release the funds from your N26 account. Their fees (or lack thereof) for international use is one their most popular features. I’ll stick around this forum as well see what is going on with n26. I also would not recommend n26 for any purpose at this point. N26 Metal is slightly different from Revolut Metal. Kar se tiče primerjave N26 in Revolut nimam ravno nekih mnenj, ker več ali manj uporabljam samo N26. Check u/mpg111 reply below. 4K subscribers in the number26bank community. Deutsche Bank and N26 are both crap, but for different reasons. Im currently a Bunq business user and I was wonderint if N26 would be better since they offer much cheaper packages. Get a savings account (Tagesgeldkonto) at your current bank. -Very good banking app-clear and quick Especially for having two accounts and sending/receiving money instantly. I know many of you will say timing chains are NOT covered under this warranty but want to see if anyone has had success getting it covered. N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European Yesterday I received an email from N26 saying that they want to close my account. Anyone else receive any goodies in the mail from N26 thanking you for being an early US customer? I got a pretty decent sized backpack with N26 on it Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. I connected all of those 3 eu accounts together with guys called Nordigen, they have free API and i just contrall all the transactions there, and basically it doesn't matter where am I. US$ or Brit£. Or check it out in the app stores   N26 are now offering 4% on savings there so seems a no-brainer to move at least some of my money over. Have no one around me that uses revolut but do keep a little money in an account incase it comes up. The N26 app is just way better! Been using them for like 5 years and personally haven’t had any issues N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. reddit's new API changes kill third party apps that offer accessibility features, mod tools, and other features not found in the first party app. I don't want any geo-blocking BS linked to my n26 r/n26bank: N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. Ker je N26 samo kot online banka imajo support verjetno vredu porihtan. Several different services have come alive in the last few years in the banking world. View community ranking In the Top 10% of largest communities on Reddit. Please take a look at the sidebar for some tips for getting the most out of it N26 is one good option. But unfortunately I have to choose for the 2 a 3 days travel. Their fees (or lack thereof) for international use is one their N26 closed their US service on January 18, 2022. Edit-- seems that revolut is still not offering products under the insurance. I saw the other post from 10mos ago in this group, but it didn't address the different upload/TOP UP methods. Also consider the ATM side of the fees - you can use the ATM Fee Saver mobile app - it gives a list of fee-free and low-fee ATMs for foreign card holders abroad. Do you think it is worth the upgrade? (13. Get the Reddit app Scan this QR code to download the app now. Action Movies & Series; Animated Movies & Series; Comedy Movies & Series; Crime, Mystery, & Thriller Movies & Series; Documentary Movies & Series; Drama Movies & Series View community ranking In the Top 1% of largest communities on Reddit. eupersonalfinance join leave 904,572 readers. Ich wohne und arbeite im Ausland. it's in general difficult to get traction for N26 in the US because of how different banking can be across regulatory borders. On May 31, 2023, Reddit announced they were raising the price to make calls to their API from being free to a level that N26 has theirs since 2016, and Revolut end 2018 (googl eit). I was pleased with the chat interaction with people at N26 and the outcome, considering I was the one initiating the payment in the first place before I realized it was a scam ! I recently created a N26 account using a referral link I found online. Moved to Ireland about 5 years ago after I got transferred with my previous employer. US car guys are so lucky upvotes This subreddit is temporarily private as part of a joint protest to Reddit's recent API changes, which breaks third-party apps and moderation tools, 4K subscribers in the number26bank community. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. The algos occasionally send up a "red flag" for God knows what reason, at which point the account is frozen and the money is seized. Like others said. CSCareerQuestions protests in solidarity with the developers who made third party reddit apps. We’ll introduce our top N26 alternatives including the Wise account, which is free to But Revoult is ambitious to become a one stop financial solution app. The N26 Bank is currently certainly the best account you can have. On May 31, 2023, Reddit announced they were raising the price to make calls to their API from being free to a level that will kill every third party app on Reddit, from Apollo to Reddit is Fun to Narwhal to BaconReader. I searched and searched, and found many suggestions on how to send money from USA to Spain. MoneyBeam If your friend has N26, you can send money instantly with MoneyBeam. 2013 Royal Enfield Classic 350 (carb), N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European Skip to main content. This is so weird and I'm panicking after reading here that this happens so often, and I'm afraid I won't get my money back. The only difference that I see is that N26 is free and Bunq charges 2. Is this possible with N26? Also the reason why im asking is because I read alot of topics on reddit about people saying their bank account gettint closes for no reason. A N26 Bank is a Berlin-based pan-European bank offering a low fee current account in many European countries, plus the USA. But yesterday I opened a Revolut and I was able to open two accounts (EUR, HUF) and receive money instantly from my home country. 4. In this unofficial community we discuss anything related to N26, fintech, and the future of banking. But I’ve had my account for several years without any problems. While Reddit administrators do not believe this subreddit is NSFW and do not enable the appropriate setting, do note that participants in this subreddit may possibly encounter discussions of the following subjects, all of Personally been using N26 without any problems for over a year, but I heard some negative stories about N26 freezing accounts, which doesn’t seem to be the case that much for Revolut. N26 for most regular payments, online purchases, etc. And then I use ActivoBank for when only Portuguese cards are accepted. It is a good idea to get N26 for travel to US? I have personal accounts in Euro in 3 other banks with 3 debit and N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. My month expenses are more than 450€, so I wonder if all N26 users simply paying 3% to use their own money? Trying to see how this makes sense. Aktiv moderiert und immer up to date mit den News aus der Angelszene - Ein Forum für alle, die gerne angeln und draußen in der Natur sind. I use N26 with N26 are operating from Berlin so they cannot offer BankId, and you do not NOT want to live in Norway without BankId. But please note this is an unregulated one so you will need to declare the interests at the end of the year on your tax declaration N26 is basically free and have everything in english. Also I use comdirect as broker and trading plattform because N26 does not offer that. I do pretty much exactly what you describe. N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced. Also I need to send money to my suplier in China very often. Will I Should I set up my n26 account now in the US, or wait until I'm in Germany? Hello all! I'm looking to move to Germany in the next six months. As Chief Growth Officer, I have been closely involved in each and every one of N26’s market launches, and am naturally In this guide to the best N26 alternatives for US citizens and residents, we’ll cover 4 different online and digital banks and providers, which offer services that are just as At the moment, we’re focusing our efforts on our core markets and are no longer offering N26 accounts in the US. Yes, it seems in the US they don't offer a lot of the basic functions/perks that US customers Wundert mich dass N26 US Kunden nimmt Angelfreunde ist das größte deutschsprachige Sub auf Reddit für alle Angelarten. It seems N26 bank Europe /r/number26bank has gone dark indefinitely in protest of reddit's recently announced API policy change. Overall I portably use my N26 account about 90% of the time, ActivoBank 10%. I didn’t know that PayPal was way faster, so I was searching for how to transfer money from N26 to PayPal. I’ve been a (paying) user for about a year and used N26 as my only bank. They give you a virtual mastercard number for free, works with Apple Pay as well. I even filed a police report and sent it to N26 when it happened but it didn’t make a difference. N26 is far from being a bank. 90, as well as the specific ETF management fee, if applicable. pxgvllu jyspey ebmt xskzy odwdib wnjvo emjgx msya miyk hculk